If your loft is easy to access and has no damp or condensation problems it should be easy to insulate.

If access is easy and your loft joists are regular, you can use rolls of mineral wool insulation. The first layer is laid between the joists – the horizontal beams that make up the floor of the loft – then another layer is laid at right angles to cover the joists and make the insulation up to the required depth.

You should consult an expert installer to ensure the correct material is used to get maximum efficiency. In certain cases this can all be done free of charge, just check on this site to see if you qualify.

Storage space in the loft

If you plan to use the loft or attic for storage, you will want to lay boards over the joists. Unfortunately, if you only insulate between the joists before doing this, the insulation won't be thick enough.

To get enough insulation, you can raise the level of the floor so you can fit enough mineral wool beneath the new floor level. You can do this by fitting timber battens across the joists, or you can buy purpose built plastic legs that fit on the joists and support the new floor. It’s important to leave a ventilated air gap between the insulation and the boards to prevent condensation on the underside of the boards.

Inaccessible loft space

If your loft is hard to access, you can have blown insulation installed by a professional, who will use specialist equipment to blow loose, fire-retardant insulation material made of cellulose fibre or mineral wool into the loft. This doesn't usually take more than a few hours.

Taking these actions on your property will save you a great deal of money on your energy bills and increase the value of your home.

Help required?

Check on this site to see if you are entitled to any grants or please do make contact and one of our advisers will be happy to assist.

Landlords will be forced to upgrade the energy efficiency of their rental properties under new Government regulations.

The new rules, which were published recently apply from next year. They place additional requirements on landlords to make sure their properties are up to scratch in terms of fuel efficiency.

Any properties rated as an F or a G on the energy efficiency rankings, the lowest possible ratings, will need to be upgraded for new tenancies by April next year and for existing tenancies by 2020. The move has the potential to save tenants more than £2,000 on their energy bills.

The improvements are currently based on there being no cost to the landlord, with several Government loans and subsidies available. The Clean Growth Strategy, also published recently, stated the intention to upgrade as many homes as possible to a C rating by 2030.

Landlords will not be required to find the upfront cost of energy improvements themselves and it is important that the funding is clearly and easily available for landlords to make improvements.

Funding assistance

There are two main sources of funding available to make improvements: the “green deal” loan and the “energy company obligation” or "Eco".

The green deal offers a loan for energy improvements, which is repaid alongside energy bills. The expectation is that savings will be made through energy efficiency and those savings are used to pay off the loan.

This means the tenants will effectively pay back the loan as part of their energy bills, but at the same time will be making savings on their bills. The length of repayment should also not exceed the life of the upgrades.

The Green Deal Finance Company was sold to private investors in January and as of May is offering loans again. However, the RLA said interest among landlords appeared to be low as the fact the tenants pay seems "counter intuitive".

Like to know more?

If we can help upgrading your property, please make contact and one of our advisers will be pleased to assist.

Over 2 million households will be struggling to pay their fuel bills in the UK this coming winter.


Some 12.4% of households faced heating bills that pushed them below the poverty line last winter which is a rise from 2015. Levels of fuel poverty, measured by people facing high bills and on low incomes, were highest in the private rented sector where more than 20% of households faced an average shortfall of £417 to pay their bills. Among various kinds of household, the highest prevalence of fuel poverty was for single parents with dependent children, with almost 25% in difficulties.


People living in uninsulated, solid-wall homes and older buildings were more likely to face fuel poverty, while those in newer and well-insulated homes were least likely to be struggling. One of the best ways to reduce fuel bills is to install external wall insulation on uninsulated solid wall properties.

Insulating the home is one tangible way to combat these financial fears and in certain circumstances, it can be installed free or be heavily subsidised. Make sure you are not caught out this winter just check on this site to see if you are entitled to any assistance. What’s to lose?


In 2016, the average fuel poverty gap between what people could afford to pay and what they needed to heat their homes to a decent level was estimated at £400 a slight increase on the previous year.

Pressure on the household budget is bound to be great this year as energy suppliers warn of further increases to come. The pound remains on a low ebb and the promise of higher mortgage interest rates means households need to save every pound they can, making the home more energy efficient will help a great deal.

Need some help?

Do check out on site if you are entitled to any assistance towards making your home more environmentally friendly. This in turn will save you and your family a great deal of money each year.


Winter is coming, and that means you need to get your home in tip top condition to cope with the weather to come – particularly as much of the UK is on course for a predicted very cold and wet winter. Are you prepared?

Must do’s

It’s always a clever idea to give your home a winter once-over before the weather worsens too much, preventing any nasty surprises. After all, "an unexpected storm or sudden boiler breakdown can quickly turn into an expensive ordeal", so why run the risk?

Top tips to make sure your home is as protected as possible from the winter weather that's on the way.

Check your boiler and heating system.

Your boiler should be serviced on a regular basis, so if you haven't done so already this year, now's the time to get it checked by a registered plumber. If your boiler is old and inefficient you should have it replaced and in some cases, this could be done free!!

Roof tiles and loft.

Give your roof a visual check to look for any cracked, missing or loose tiles, and if you spot any damage, make sure to replace them. A damaged roof could be hazardous in high winds or under mounds of snow. When in your loft next make sure your insulation is up to the winter ahead, if not then get it replaced urgently. Once again if you receive certain benefits this can be done free of charge.

Keep the central heating on.

You may think it's cheaper to turn the heating off when you're not there, but you'll want to keep it on a minimum level at all times throughout the winter months (at least 15C is recommended) to help prevent pipes freezing.

Insulate pipes and water tanks

Another way to prevent frozen pipes is to insulate those in exposed areas, and the same applies to water tanks.

Can we assist.

Check on this site to see if you are entitled to any benefits as there are many grants that go unclaimed every year. It doesn’t take long and could save you thousands.

More than one home every minute will need to be refurbished in the UK between now and 2050, experts say.

UK homeowners still do not understand the money that is being wasted through poor insulation.

The authors of a report to Parliament say 25 million existing homes will not meet the insulation standards required by mid-century

The UK needs to cut carbon emissions by 80% by then – and a third of those emissions come from heating draughty buildings.

The government said it would devise policies as soon as possible. But they have said this before and no action has been forthcoming. Property owners should take time to check the insulation they have and update where necessary, it won’t cost a lot and the savings to be had far outweigh any expenditure. In some cases this can be done free of charge if you are receiving certain benefits, just check out below to see if you qualify.

Critics say ministers have been far too slow to impose a national programme of home renovation which would save on bills and improve people’s health, comfort and happiness. It would also create thousands of jobs.

The UK has some of Europe’s cheapest energy prices but some of the highest bills because homes are poorly insulated.

Can we help to save you money?

If you want to reduce your energy bills this winter please do make contact and one of our advisers will be pleased to help.