Looking to sell your house?

House prices in the UK continue to rise year on year but now at a much slower pace, what is certain eco-friendly homes fetch a far higher price than homes that are not.

Research has revealed that the clear majority of property buyers are willing to pay more for an eco-friendly home. The findings challenge the long-held belief that consumer demand for greener living is limited.

According to recent research 70% of prospective purchasers want to buy the most environmentally friendly house they can. Energy saving is now very high priority for most prospective buyers as saving money on heating is seen as a vital issue.

If you own a property some very easy and affordable measures could be taken to increase your homes energy efficiency and in turn increase its value considerably.

Homeowners should start taking energy saving as a very important part of the future if they want to achieve a good sale price for their homes. It is so simple to insulate and increase energy efficiency within the home and in some cases can be installed free if receiving certain benefits.

How to instantly increase your properties value

- Insulate the loft area

- Service the central heating boiler

- Insulate all exposed pipes

- Draught proof all doors

These are just a few ways you can very easily improve the value of your property and you may qualify for financial help or even free installation in some cases.

Can we help?

It’s very easy to find out if you qualify for a grant or indeed free installation, just select your requirement and click the “see if I qualify” or “apply now”. Acting now could save you thousands in the future and at the same time increase the value of your home.

Barclays will launch the UK mortgage market’s first ever ‘green mortgage’, which will offer preferential rates for those buying an energy-efficient new build property.

The green home mortgage will be available next week on properties with an A or B Energy Performance Certificate rating, while there will be 2 and 5-year fixed rate options to 90% loan-to-value.

This will be an increasingly important part of the mortgage market in years to come. Decarbonising UK housing stock is critical and forms a key part of the UK government’s clean growth strategy. Increasingly homeowners want to say, “we are getting on board with a low carbon future.”

Barclays will initially partner with Barratt Homes, Berkeley Group, Countryside Properties, Crest Nicholson and Redrow Homes, with a view to adding all major housebuilders by the end of the year. The government’s decarbonisation targets have motivated the bank to expand its green activities where commercially viable.

Barclays seem to have taken a leading role in developing the green mortgage, it is likely to encourage other lenders to provide competition with their own green mortgages.

General opinion within the mortgage industry believes green mortgages are going to emerge as a big asset class. The EPC data Barclays utilises for the mortgage is publicly available, meaning other institutions could utilise the same data in such a way.

HSBC is another UK lender throwing its weight behind environmentally friendly schemes. The bank has pledged to provide $100bn in sustainable financing and investment by 2025 for “clean energy and lower-carbon technologies”.

The launch of the green mortgage coincides with energy efficiency regulation hitting the private rental sector this month.

Properties being rented out are now required to have an EPC rating of E or better on new tenancies and renewals.

Barclays have hinted at launching greener financial products over the course of 2018.

Energy saving advice?

If you wish to make your home more environmentally friendly and in turn save a lot of money please do make contact and an adviser will be happy to help.

A reliable source of cheaper heating?

This method of heating uses pipes buried in your garden to heat radiators in the house.

A ground source heat pump circulates a mixture of water and antifreeze around a loop of pipe, called a ground loop, which is buried in your garden. Heat from the ground is absorbed into the fluid and then passes through a heat exchanger into the heat pump. The ground stays at an almost constant temperature under the surface, so the heat pump can be used throughout the year.

The length of the ground loop depends on the size of your home and the amount of heat you need. Longer loops can draw more heat from the ground, but need more space to be buried in. If space is limited, a vertical borehole can be drilled instead.

Benefits to you

- Could lower your fuel bills, especially if you replace conventional electric heating

- Could provide you with income through the government’s Renewable Heat Incentive (RHI)

- Could lower home carbon emissions, depending on which fuel you are replacing

- No fuel deliveries needed

- Can heat your home as well as your water

Minimal maintenance required

Unlike gas and oil boilers, heat pumps deliver heat at lower temperatures over much longer periods. During the winter they may need to be on constantly to heat your home efficiently. You will also notice that radiators won't feel as hot to the touch as they might do when you are using a gas or oil boiler.

Can we help?

Like to know more or how to make your home more energy efficient? Please do use this site to check if you are entitled to any financial assistance, or alternatively make contact and one of our advisers will be pleased to help.

Solar electricity has taken off in the UK in recent years and has highlighted an appetite for generating energy at home. With warm, comfortable homes and high bills being key concerns for homeowners, renewable heating technologies such as heat pumps, solar water heating, and biomass are the next wave of green additions.

These technologies are not cheap to install, but the government’s Renewable Heat Incentive (RHI), which offers quarterly cash payments over seven years for generating low-carbon heat, improves the return on investment. This is similar to the Feed-in Tariff (FiT) incentive that is paid for renewable electricity. Some key changes have come into force recently to (RHI) including an increase in payments for most heating technologies.

Much has been said and written about (RHI) and a lot of households have dismissed it without really weighing up the long-term benefits. Yes, it can be expensive to install but if you work out the longer-term savings over 10 years say, it most certainly begins to make sense.

Vital planning

It’s important to make sure that a new low-carbon heating system is right for your home. The first thing to remember is that every heat-generating system gives you more “value for money” if your home is well insulated before it is installed.

Your home will need a certain amount of insulation before applying for the RHI. To be eligible for the scheme, you’ll need a recent Energy Performance Certificate (EPC). If the EPC recommends cavity wall insulation or loft insulation, you’ll need to install it first.

In general, it is better to take an “insulation first” approach to making your home more sustainable. Generating energy should be the final consideration, after your home is well insulated – and this is especially important to gain all the comfort benefits a heating system can bring.

Help required

If you require assistance with making your home more energy efficient firstly check out on this site to see if you are entitled to any benefits. Should you wish to speak to a consultant please do not hesitate to contact us.

With energy bills forever rising it has become more important to make the home an energy saving area. The problem homeowners have is the cost of upgrading to save energy and not having spare funds to achieve this.

Many people are completely unaware that improving the homes energy efficiency can be done in some cases for very little investment or no cost at all. Another statistic that hits home is that an inefficient average 3 bed home can be wasting up to £850 on energy bills, that’s over £70 per month.

If you want to fight back and start reducing your overheads here’s a few ideas to get you going.

The first thing to do is check on site what you could get upgraded or installed free of charge. Insulating the loft, new boiler, or cavity wall insulation etc.

Simple but effective ways that will cost very little to implement.

Let the sunshine in. On a sunny day, opening your curtains will let warmth into your house, but when it's colder or the sun goes down don't forget to close them to keep that heat in.

Get the kids involved. Play energy-saving games with your kids. Get them to spot the areas in the home where energy is being wasted and where lights, switches or appliances have been left on.

Washing the clothes. 90% of a washing machine's energy expenditure is spent on heating the water, so if you wash your clothes at 30-40 °C you're saving significant amounts of money.

Save time and stock up. If you're going to use the oven, bake a few meals at a time to get the most out of having your oven on. After all, ovens don't allow us to heat one shelf at a time so why waste your heat?

Any help needed?

Please do check to see what you could be entitled to on this site or alternatively make contact and one of our experts will be happy to help.